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Jul 16, 2005, 12:52 PM
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citabria's Avatar

checks for AP jobs.

I would like to do some AP for hire but I am not ready to go all the way to the point of getting a business license, bank account, etc. just to do a few jobe here and there. I know that there is a practice in business where you can use your own name, like "Scott Parker Aerial Photography", and this makes things easier as far as acting like a business, but not having to do all the license and separate bank account stuff. Am I correct in assuming someone can wirte me a check with the business name above and I can cash it in my own personal bank account, or am I confused? If that's the case why do people use their own name for business.

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Jul 16, 2005, 12:56 PM
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When I do anything for hire unless it's a steady job it's cash only. That simplifies things to quite a degree. Also, when you become a "business" there are all sorts of people standing in line wanting to charge you more for even the basics like electricity.
Jul 16, 2005, 10:11 PM
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Ken S's Avatar

I think that if the check is made out the other way around ie:
"Scott Parker"
"DBA:Scott Parker Aerial Photography"
(DBA=Doing Business As)

you should probably be OK with your bank.

Jul 16, 2005, 10:47 PM
Abundantly deficient.......
CptMike's Avatar
Works for me!
Jul 16, 2005, 11:10 PM
Vintauri's Avatar
If your just doing a little business you can consider it a hobby business and it's best to just use your name.
Jul 17, 2005, 12:06 AM
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dapple63's Avatar
Using your name is the most simple. You are a sole proprietorship and not a partnership or corporation at this point. However, most states make it very easy to file a DBA (doing business as) without regard to whether you have a particular business license, tax ID, sales tax permit, etc. Every state/county/city is different about what they require.

For now, unless you are going to engage this as a sole occupation, I'd keep it as a hobby that you occasionally make a buck or two. If it gets bigger than that, you'll know and then you can do all the official stuff to go along with it.
Jul 17, 2005, 03:45 PM
Under tension
citabria's Avatar
That's my feeling exactly. I'll look into the DBA stuff. Thanks everyone.

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