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Discussion
As usual, I'm backward
I'm in the middle of a real estate purchase with a VA loan. I had my own inspection done and found several big issues. I held off on going to the seller until the VA appraisal wad done, thinking that would make negotiation easier.
Thuis is where I'm backward. Everyone else in the world gets mad at the appraiser for appraising too low. I'm pissed off because he didn't mention the sewage in the bathroom, or the fact that there is no heat or hot water. And a few other things to boot. These are supposed to be requirements for a VA loan. I have my inspection to site, but I feel like the seller is going to laugh in my face when I demand he fixes them, when the supposedly "super strict" VA assessment says it's fine. |
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The appraisers job is only to ensure that the lender is making a safe bet on the loan. Everything under the sun can be bad with the house.
The inspector's job is a different story. |
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I'd say you have justification for a complaint.
Quote:
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Quote:
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1. Getting your own inspection is a very smart move.
2. Forward a copy of your inspection to the VA and ask why so many problems were missed by their appraisal. 3. Tell the seller you want everything fixed, or a discount equal to 110% of the cost of fixing everything. 4. Remember..... whoever owns the house is making payments while this process drags on. Time is your friend. Get everything you want or walk. |
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