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Dec 06, 2012, 05:45 PM
Will it ever Fly?
Flybynight2's Avatar
Discussion

Max Limit for Pay Pal


I have been informed by Paypal, that in order to use it, I must Link by Bank Account to my PayPal Account.
I will NOT do this. They state it is safe, but I don't think I need others into my Bank account. Just more chance to have my account hacked.
What would you do, when you hit the Max ceiling to use PayPal.
Do something else? Or give in?
Dec 06, 2012, 06:06 PM
BE77 Pilot's Avatar
I think most people do and find there is not a problem. I would order a Verisign security key generator however. Adds an extra layer of protection. You can order it directly from paypal.



Dec 06, 2012, 06:12 PM
Mr Mootsie
Mr Mootsie's Avatar
I use Paypal all the time, linked to my about I have been for about 10 years. Never a problem. I use it to instantly transfer money to my college daughter. No fee. I use it on eBay as well. It is my preferred method of paying while shopping. No filling out credit card info every time you buy.

I've used it to transfer up to 10k.
Dec 06, 2012, 06:27 PM
Closed Account
Quote:
Originally Posted by Flybynight2
I have been informed by Paypal, that in order to use it, I must Link by Bank Account to my PayPal Account.
I will NOT do this. They state it is safe, but I don't think I need others into my Bank account. Just more chance to have my account hacked.
What would you do, when you hit the Max ceiling to use PayPal.
Do something else? Or give in?
I've heard people say they open up a seperate account just for online purchases and only keep what the need to buy stuff in the account at any given time so they don't have to worry about it getting hacked.
Dec 06, 2012, 07:40 PM
ὅπερ ἔδει δεῖξαι
Gerald's Avatar
Quote:
Originally Posted by Flybynight2
I have been informed by Paypal, that in order to use it, I must Link by Bank Account to my PayPal Account.
I will NOT do this. They state it is safe, but I don't think I need others into my Bank account. Just more chance to have my account hacked.
What would you do, when you hit the Max ceiling to use PayPal.
Do something else? Or give in?
I ran into that "lifetime" limit about a year ago. They're just trying to strong-arm customers to turning over their bank accounts so that they can directly access a customer's bank funds at will to recover disputed funds. Said bye-bye to paypal and haven't looked back.
Dec 06, 2012, 07:43 PM
characters welcome!
Mark Wood's Avatar
Quote:
Originally Posted by Usta Bee
I've heard people say they open up a seperate account just for online purchases and only keep what the need to buy stuff in the account at any given time so they don't have to worry about it getting hacked.
I'm one. It works as a good cutout.

mw
Dec 06, 2012, 07:46 PM
Registered User
I have them linked to an account which never has much money in it. When I have a bunch of money in my PayPal account from selling on eBay, I transfer some to my bank account. Seems to be no problem or cost to move money either way.
Dec 06, 2012, 07:47 PM
Suspended Account
Quote:
Originally Posted by Mark Wood
I'm one. It works as a good cutout.

mw
I have suggested this approach as well... setup a interest paying "account type", and transfer to a "bill paying" account as needed. Do it inside a single bank and you have no service fees.
Dec 06, 2012, 11:06 PM
Kekistani Pride
RCWorks's Avatar
Quote:
Originally Posted by Flybynight2
I have been informed by Paypal, that in order to use it, I must Link by Bank Account to my PayPal Account.
I will NOT do this. They state it is safe, but I don't think I need others into my Bank account. Just more chance to have my account hacked.
What would you do, when you hit the Max ceiling to use PayPal.
Do something else? Or give in?
I have it linked to a checking account I only use for paypal... just in case.

I transfer as needed. Soon it will bee like it used to be... transfering out anything over $100.
Dec 06, 2012, 11:19 PM
Not THAT Ira
Real Ira's Avatar
Started setting up a paypal account but after getting through reading all the fine print I dumped the whole idea.
Dec 07, 2012, 01:48 AM
Have Guitar Will Travel
TravisBean's Avatar
Pay Pal is too legit to quit. They even offer a credit card Swiper that you attach to your smart phone for accepting CC payments on the go.
Dec 07, 2012, 03:48 AM
drops screws
Quote:
Originally Posted by Tim Jonas
I use Paypal all the time, linked to my about I have been for about 10 years. Never a problem.
I recently canceled my Paypal account after 10 years and the buying experience on ebay is so much nicer. No more of them trying to trick you into using your bank instead of your credit card. You just enter your credit card and info and you're done.
Dec 07, 2012, 07:29 AM
St. Boondock
FL Knifemaker's Avatar
Quote:
Originally Posted by Tim Jonas
I use Paypal all the time, linked to my about I have been for about 10 years. Never a problem. I use it to instantly transfer money to my college daughter. No fee. I use it on eBay as well. It is my preferred method of paying while shopping. No filling out credit card info every time you buy.

I've used it to transfer up to 10k.
Same here. Use it everyday. Never a problem, only some slightly pesky rules but it is what it is. I have to have it for all my international payments. The shipping label feature is also very handy. The only downside is when they put a security hold my debit card but all the companies do that. Always at the most embarrasing time
Dec 07, 2012, 07:33 AM
St. Boondock
FL Knifemaker's Avatar
Quote:
Originally Posted by BE77 Pilot
I think most people do and find there is not a problem. I would order a Verisign security key generator however. Adds an extra layer of protection. You can order it directly from paypal.



What is that for??
Dec 07, 2012, 07:49 AM
One of the Deplorables
Colt SAA's Avatar
Quote:
Originally Posted by Tim Jonas
I use Paypal all the time, linked to my about I have been for about 10 years. Never a problem. I use it to instantly transfer money to my college daughter. No fee. I use it on eBay as well. It is my preferred method of paying while shopping. No filling out credit card info every time you buy.

I've used it to transfer up to 10k.
I used to send cash to family all the time without fee but the last few times i tried it you pay the fee yourself if you wanna send money as a gift.


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