Thank you for that Chen.
I'm sure you understand though that I'm much more likely to spend more money if its easy for me to do and I don't have to send email enquiring about prices and shipping and then wait for response.
There are so many online secure transaction systems and I'm sure that what is probably the biggest online trading system in the world - eBay - wouldn't be able to have most of its traders using PayPal if it wasn't about as good as it gets - yes, there have been problems but personally the one or two issues (in literally hundreds and hundreds
of times I've used it) I've had have been resolved quickly. But there's also WorldPay - there's lots and I'm sorry my friend but I don't accept that concerns about security of these payment systems is a reason not to set the site up. At least none of them require me to contravene the conditions of use or recommendations for use of my credit card companies whereas your cranky system does.