Tom, I've used to termination several point-n-shoot cameras. Either totally destroyed in a "spirited arrival", or dust in the lens system giving a permanent "lens error" notification when powering up.
I've found it worthwhile for the AP cameras to get the insurance on them at purchase.
Gotten at least one new one after an incident involving smiting Mother Earth.
The new Canon A2300 with 16 mpix makes superb photos! Beats everything I have used up to now.
Just picked up a GoPro Hero3, to try the time lapse stuff, eliminating any need to trigger a servo to trigger the shutter.
Systems failure on takeoff...I've tossed the receiver... 2nd time for it to fail.