OT: PayPal question [Archive]

Pt3

Jan 27, 2004, 04:01 AM

That is exactly why!! If it was just on the CC purchases, then I'd move to
the premiere account, but they don't work like that. It is all or nothing
with them. It is bad enough for the fee they charge, but then to say it is
on every transaction you do from now on is too much. I had to cancel my
account and open another because of it......you cannot go back. That is how
all my listing are set. If I get a CC payment, then I just deny the
payment. If you want to use a CC then use bidpay to do it. You just use
your credit card to send the seller a Money Order and it is far better
because the seller can send you your item when he/she gets the second
confirmation from Bidpay.

Patrick

"Justin" <nospam@insightbb.com> wrote in message
news:slrnc1bo7h.q2.nospam@debian.dns2go.com...
> Dirtnap wrote on [Mon, 26 Jan 2004 20:39:06 -0600]:
> > Why is it that some sellers on E Bay will accept PayPal,
> > but NOT PayPal from a credit card.
> > After PayPal "accidentally" withdrew $1700 from my checking
> > account, and took 3 months to "fix" the error, I am very
> > gun-shy about giving them access to my bank account again.
> >
>
> Because Paypal charges the seller a fee to accept payments from a credit
> card, and once you sign up to take payments from a credit card you get
> charged a fee on EVERY payment you receive, credit card or no credit
> card.

Fubar of The HillPeople

Jan 28, 2004, 04:02 AM

I have made a CC Paypal payment before and had it refused by the seller. He
explained the situation, I didnt have a problem with it and paid him using a
different method.
I do believe tho, and told him this, that a seller that will not accept a CC
Paypal payment should state this on the auction page. We both would have
been hosed if I wouldnt have been able to do an alternate payment.
As I said, I fully understand his reason but it should have been made clear
up front. Neither one of us would have liked to get a negative ding in our
feedback profiles.

--
Dan
KE6ERB
AMA605992
I've heard the screams of the vegetables...
http://fubar1.freeservers.com
"Pt3" <rfeded@nospam.com> wrote in message
news:C2mRb.2607$BY3.1993@nwrddc01.gnilink.net...
> That is exactly why!! If it was just on the CC purchases, then I'd move
to
> the premiere account, but they don't work like that. It is all or nothing
> with them. It is bad enough for the fee they charge, but then to say it is
> on every transaction you do from now on is too much. I had to cancel my
> account and open another because of it......you cannot go back. That is
how
> all my listing are set. If I get a CC payment, then I just deny the
> payment. If you want to use a CC then use bidpay to do it. You just use
> your credit card to send the seller a Money Order and it is far better
> because the seller can send you your item when he/she gets the second
> confirmation from Bidpay.
>
> Patrick
>
>
> "Justin" <nospam@insightbb.com> wrote in message
> news:slrnc1bo7h.q2.nospam@debian.dns2go.com...
> > Dirtnap wrote on [Mon, 26 Jan 2004 20:39:06 -0600]:
> > > Why is it that some sellers on E Bay will accept PayPal,
> > > but NOT PayPal from a credit card.
> > > After PayPal "accidentally" withdrew $1700 from my checking
> > > account, and took 3 months to "fix" the error, I am very
> > > gun-shy about giving them access to my bank account again.
> > >
> >
> > Because Paypal charges the seller a fee to accept payments from a credit
> > card, and once you sign up to take payments from a credit card you get
> > charged a fee on EVERY payment you receive, credit card or no credit
> > card.
>
>

Justin

Jan 28, 2004, 04:02 AM

Fubar of The HillPeople wrote on [Wed, 28 Jan 2004 01:23:35 GMT]:
> I have made a CC Paypal payment before and had it refused by the seller. He
> explained the situation, I didnt have a problem with it and paid him using a
> different method.
> I do believe tho, and told him this, that a seller that will not accept a CC
> Paypal payment should state this on the auction page. We both would have
> been hosed if I wouldnt have been able to do an alternate payment.
> As I said, I fully understand his reason but it should have been made clear
> up front. Neither one of us would have liked to get a negative ding in our
> feedback profiles.

Yup. It's always nice when you say that in your auction if you are the
seller. Of course, many many buyers refuse to read that stipulation and
try and send me a CC payment anyway.

Fubar of The HillPeople

Jan 28, 2004, 04:02 AM

Well, there is that, of course. I must admit that I have been guilty of
not reading the fine print myself once or twice.

--
Dan
KE6ERB
AMA605992
I've heard the screams of the vegetables...
http://fubar1.freeservers.com
"Justin" <nospam@insightbb.com> wrote in message
news:slrnc1e479.4uf.nospam@debian.dns2go.com...
>
> Yup. It's always nice when you say that in your auction if you are the
> seller. Of course, many many buyers refuse to read that stipulation and
> try and send me a CC payment anyway.

Pt3

Jan 28, 2004, 04:02 AM

All of my Auctions say that clearly in the description, but I end up getting
them anyway. My line is..... I do accept Paypal, but I do not accept
credit card payments through paypal....Bidpay is the best option for that.
But I still end up getting them anyway.

Patrick

"Fubar of The HillPeople" <Fubar1@SPAMsocal.rr.com> wrote in message
news:jmERb.19167$cu6.11717@twister.socal.rr.com...
> Well, there is that, of course. I must admit that I have been guilty of
> not reading the fine print myself once or twice.
>
> --
> Dan
> KE6ERB
> AMA605992
> I've heard the screams of the vegetables...
> http://fubar1.freeservers.com
> "Justin" <nospam@insightbb.com> wrote in message
> news:slrnc1e479.4uf.nospam@debian.dns2go.com...
> >
> > Yup. It's always nice when you say that in your auction if you are the
> > seller. Of course, many many buyers refuse to read that stipulation and
> > try and send me a CC payment anyway.
>
>

MT Man

Jan 28, 2004, 04:02 AM

If the receiver has a personal account than they cannot receive payments
from a credit card. But if they have a Premier Account they can accept
credit card payments for a low fee of just 2.9% + $0.30 USD! Thats why. :-)

"Dirtnap" <dirtnap@home.com> wrote in message
news:NakRb.108668$VV4.31258@twister.rdc-kc.rr.com...
> Why is it that some sellers on E Bay will accept PayPal,
> but NOT PayPal from a credit card.
> After PayPal "accidentally" withdrew $1700 from my checking
> account, and took 3 months to "fix" the error, I am very
> gun-shy about giving them access to my bank account again.
>
>
>

Justin

Jan 28, 2004, 04:02 AM

MT Man wrote on [Tue, 27 Jan 2004 19:54:50 -0700]:
> If the receiver has a personal account than they cannot receive payments
> from a credit card. But if they have a Premier Account they can accept
> credit card payments for a low fee of just 2.9% + $0.30 USD! Thats why. :-)

No.... not just credit card payments, ALL payments.

> "Dirtnap" <dirtnap@home.com> wrote in message
> news:NakRb.108668$VV4.31258@twister.rdc-kc.rr.com...
>> Why is it that some sellers on E Bay will accept PayPal,
>> but NOT PayPal from a credit card.
>> After PayPal "accidentally" withdrew $1700 from my checking
>> account, and took 3 months to "fix" the error, I am very
>> gun-shy about giving them access to my bank account again.
>>
>>
>>
>
>

Checkursix

Jan 28, 2004, 04:02 AM

eBay will not allow Seller to stipulate that 'No PayPal by Credit Cards'.
Either you accept PayPal or no.
I had 'No PayPal by CC' in one item I had for sale and the deleted it. I had
to relist and it cost me another listing fee!
Now that eBay OWNS PayPal (or the other way around) they work that way! I
REALLY don;t LIKE to sell by eBay, only buy...
My WIFE on the other hand wants me to list many things....

--bob severance
"Fubar of The HillPeople" <Fubar1@SPAMsocal.rr.com> wrote in message
news:raERb.19165$cu6.15117@twister.socal.rr.com...
> I have made a CC Paypal payment before and had it refused by the seller.
He
> explained the situation, I didnt have a problem with it and paid him using
a
> different method.
> I do believe tho, and told him this, that a seller that will not accept a
CC
> Paypal payment should state this on the auction page. We both would have
> been hosed if I wouldnt have been able to do an alternate payment.
> As I said, I fully understand his reason but it should have been made
clear
> up front. Neither one of us would have liked to get a negative ding in our
> feedback profiles.
>
> --
> Dan
> KE6ERB
> AMA605992
> I've heard the screams of the vegetables...
> http://fubar1.freeservers.com
> "Pt3" <rfeded@nospam.com> wrote in message
> news:C2mRb.2607$BY3.1993@nwrddc01.gnilink.net...
> > That is exactly why!! If it was just on the CC purchases, then I'd move
> to
> > the premiere account, but they don't work like that. It is all or
nothing
> > with them. It is bad enough for the fee they charge, but then to say it
is
> > on every transaction you do from now on is too much. I had to cancel my
> > account and open another because of it......you cannot go back. That is
> how
> > all my listing are set. If I get a CC payment, then I just deny the
> > payment. If you want to use a CC then use bidpay to do it. You just
use
> > your credit card to send the seller a Money Order and it is far better
> > because the seller can send you your item when he/she gets the second
> > confirmation from Bidpay.
> >
> > Patrick
> >
> >
> > "Justin" <nospam@insightbb.com> wrote in message
> > news:slrnc1bo7h.q2.nospam@debian.dns2go.com...
> > > Dirtnap wrote on [Mon, 26 Jan 2004 20:39:06 -0600]:
> > > > Why is it that some sellers on E Bay will accept PayPal,
> > > > but NOT PayPal from a credit card.
> > > > After PayPal "accidentally" withdrew $1700 from my checking
> > > > account, and took 3 months to "fix" the error, I am very
> > > > gun-shy about giving them access to my bank account again.
> > > >
> > >
> > > Because Paypal charges the seller a fee to accept payments from a
credit
> > > card, and once you sign up to take payments from a credit card you get
> > > charged a fee on EVERY payment you receive, credit card or no credit
> > > card.
> >
> >
>
>

Dirtnap

Jan 28, 2004, 07:02 PM

Thanks, all.
Got it now.

John

frater mus

Jan 28, 2004, 07:03 PM

On Tue, 27 Jan 2004 at 02:39 GMT, <dirtnap@home.com> wrote:

> Why is it that some sellers on E Bay will accept PayPal,
> but NOT PayPal from a credit card.

Because the seller gets charged a fee on CC funds but not on existing
balances or bank transfers.

--
L.V.X., brother mouse
http://www.mousetrap.net/otr/ Old Time Radio trades
http://makeashorterlink.com/?K16312E06 CBS Radio Mystery Theater database
http://greyhound.mousetrap.net/altus/ retired racing dog

Justin

Jan 28, 2004, 07:03 PM

frater mus wrote on [Wed, 28 Jan 2004 13:20:38 -0600]:
> On Tue, 27 Jan 2004 at 02:39 GMT, <dirtnap@home.com> wrote:
>
>> Why is it that some sellers on E Bay will accept PayPal,
>> but NOT PayPal from a credit card.
>
> Because the seller gets charged a fee on CC funds but not on existing
> balances or bank transfers.

Nope. If the seller can accept CC funds then they get charged on all
funds.

Pt3

Jan 28, 2004, 07:03 PM

Nope, its all or nothing with them. It doesn't matter where it comes from,
if you are sent money by any way, you are charged the fee. It is just easier
to just say no to CC's, unless you are a very high volume seller that is
doesn't affect you.

Patrick

"frater mus" <fratermus@softhome.net> wrote in message
news:JZidnWKa9o8bloXdRVn-gw@august.net...
> On Tue, 27 Jan 2004 at 02:39 GMT, <dirtnap@home.com> wrote:
>
> > Why is it that some sellers on E Bay will accept PayPal,
> > but NOT PayPal from a credit card.
>
> Because the seller gets charged a fee on CC funds but not on existing
> balances or bank transfers.
>
> --
> L.V.X., brother mouse
> http://www.mousetrap.net/otr/ Old Time Radio trades
> http://makeashorterlink.com/?K16312E06 CBS Radio Mystery Theater database
> http://greyhound.mousetrap.net/altus/ retired racing dog

Justin

Jan 28, 2004, 07:03 PM

chuck_steak@nospam.com wrote on [28 Jan 2004 21:19:50 GMT]:
> In article <JhURb.1046$VY1.550@nwrddc02.gnilink.net>,
> "Pt3" <rfeded@nospam.com> wrote:
>>Nope, its all or nothing with them. It doesn't matter where it comes from,
>>if you are sent money by any way, you are charged the fee. It is just easier
>>to just say no to CC's, unless you are a very high volume seller that is
>>doesn't affect you.
>>
>>Patrick
>
> I never got charged a fee, until someone paid by credit card.
> I had to up my account status to do that, and when I did,
> I got charged for every transaction.
> But never did prior to that....

Yup. That's what he said.

Nick Beard

Jan 28, 2004, 07:03 PM

So just make it clear that all Paypal payments are subject to a 5%
additional handling charge. I have no probs with this and all buyers add it
on automaticaly.
"Justin" <nospam@insightbb.com> wrote in message
news:slrnc1e9pv.52g.nospam@debian.dns2go.com...
> MT Man wrote on [Tue, 27 Jan 2004 19:54:50 -0700]:
> > If the receiver has a personal account than they cannot receive payments
> > from a credit card. But if they have a Premier Account they can accept
> > credit card payments for a low fee of just 2.9% + $0.30 USD! Thats why.
:-)
>
> No.... not just credit card payments, ALL payments.
>
>
> > "Dirtnap" <dirtnap@home.com> wrote in message
> > news:NakRb.108668$VV4.31258@twister.rdc-kc.rr.com...
> >> Why is it that some sellers on E Bay will accept PayPal,
> >> but NOT PayPal from a credit card.
> >> After PayPal "accidentally" withdrew $1700 from my checking
> >> account, and took 3 months to "fix" the error, I am very
> >> gun-shy about giving them access to my bank account again.
> >>
> >>
> >>
> >
> >

Bill Fulmer

Jan 29, 2004, 04:00 AM

Bzzzzt!!

This may be allowed in the UK, but not in the USA...

From eBay's "surcharge info":

"Sellers may not charge eBay buyers an additional fee for their use of
ordinary forms of payment, including acceptance of checks, money orders,
electronic transfers or credit cards. Such costs should be built into the
price of the item-this policy reduces the potential for confusion among
bidders about the true cost of an item. Further, some forms of payment
surcharges, such as credit card surcharges, are forbidden under the laws of
many states, including California."

I note you are in the UK and the eBay site does add, "Some types of payment
surcharges are permitted on some of eBay's international sites."; so it may
be allowed where you are...

Cheers,

Bill

"Nick Beard" <nick@superegg.demon.co.uk> wrote in message
news:bv9gbf$31j$1$8302bc10@news.demon.co.uk...
> So just make it clear that all Paypal payments are subject to a 5%
> additional handling charge. I have no probs with this and all buyers add
it
> on automaticaly.
> "Justin" <nospam@insightbb.com> wrote in message
> news:slrnc1e9pv.52g.nospam@debian.dns2go.com...
> > MT Man wrote on [Tue, 27 Jan 2004 19:54:50 -0700]:
> > > If the receiver has a personal account than they cannot receive
payments
> > > from a credit card. But if they have a Premier Account they can accept
> > > credit card payments for a low fee of just 2.9% + $0.30 USD! Thats
why.
> :-)
> >
> > No.... not just credit card payments, ALL payments.
> >
> >
> > > "Dirtnap" <dirtnap@home.com> wrote in message
> > > news:NakRb.108668$VV4.31258@twister.rdc-kc.rr.com...
> > >> Why is it that some sellers on E Bay will accept PayPal,
> > >> but NOT PayPal from a credit card.
> > >> After PayPal "accidentally" withdrew $1700 from my checking
> > >> account, and took 3 months to "fix" the error, I am very
> > >> gun-shy about giving them access to my bank account again.
> > >>
> > >>
> > >>
> > >
> > >
>
>

Paul McIntosh

Jan 29, 2004, 04:00 AM

Using PayPal is NOT the same as accepting credit cards through a merchant
account. The surcharge restrictions issued by most card companies does not
apply to these transactions.

"Bill Fulmer" <grafix01@cox.net> wrote in message
news:hgYRb.1362$Ii2.1316@lakeread03...
> Bzzzzt!!
>
> This may be allowed in the UK, but not in the USA...
>
> From eBay's "surcharge info":
>
> "Sellers may not charge eBay buyers an additional fee for their use of
> ordinary forms of payment, including acceptance of checks, money orders,
> electronic transfers or credit cards. Such costs should be built into the
> price of the item-this policy reduces the potential for confusion among
> bidders about the true cost of an item. Further, some forms of payment
> surcharges, such as credit card surcharges, are forbidden under the laws
of
> many states, including California."
>
> I note you are in the UK and the eBay site does add, "Some types of
payment
> surcharges are permitted on some of eBay's international sites."; so it
may
> be allowed where you are...
>
> Cheers,
>
> Bill
>
>
>
> "Nick Beard" <nick@superegg.demon.co.uk> wrote in message
> news:bv9gbf$31j$1$8302bc10@news.demon.co.uk...
> > So just make it clear that all Paypal payments are subject to a 5%
> > additional handling charge. I have no probs with this and all buyers add
> it
> > on automaticaly.
> > "Justin" <nospam@insightbb.com> wrote in message
> > news:slrnc1e9pv.52g.nospam@debian.dns2go.com...
> > > MT Man wrote on [Tue, 27 Jan 2004 19:54:50 -0700]:
> > > > If the receiver has a personal account than they cannot receive
> payments
> > > > from a credit card. But if they have a Premier Account they can
accept
> > > > credit card payments for a low fee of just 2.9% + $0.30 USD! Thats
> why.
> > :-)
> > >
> > > No.... not just credit card payments, ALL payments.
> > >
> > >
> > > > "Dirtnap" <dirtnap@home.com> wrote in message
> > > > news:NakRb.108668$VV4.31258@twister.rdc-kc.rr.com...
> > > >> Why is it that some sellers on E Bay will accept PayPal,
> > > >> but NOT PayPal from a credit card.
> > > >> After PayPal "accidentally" withdrew $1700 from my checking
> > > >> account, and took 3 months to "fix" the error, I am very
> > > >> gun-shy about giving them access to my bank account again.
> > > >>
> > > >>
> > > >>
> > > >
> > > >
> >
> >
>
>

Nick Beard

Jan 29, 2004, 07:01 PM

This is quite true, but it is ok in the UK to charge extra for papal usage
providing you inform the buyer before they buy so as to offset the Paypal
charge made to the seller. Folk in a hurry to pay and use Paypal pay for the
privledge in effect.
"Paul McIntosh" <paul@mcintoshcentral.com> wrote in message
news:bvacnn$9ii$1@sparta.btinternet.com...
> Using PayPal is NOT the same as accepting credit cards through a merchant
> account. The surcharge restrictions issued by most card companies does
not
> apply to these transactions.
>
> "Bill Fulmer" <grafix01@cox.net> wrote in message
> news:hgYRb.1362$Ii2.1316@lakeread03...
> > Bzzzzt!!
> >
> > This may be allowed in the UK, but not in the USA...
> >
> > From eBay's "surcharge info":
> >
> > "Sellers may not charge eBay buyers an additional fee for their use of
> > ordinary forms of payment, including acceptance of checks, money orders,
> > electronic transfers or credit cards. Such costs should be built into
the
> > price of the item-this policy reduces the potential for confusion among
> > bidders about the true cost of an item. Further, some forms of payment
> > surcharges, such as credit card surcharges, are forbidden under the laws
> of
> > many states, including California."
> >
> > I note you are in the UK and the eBay site does add, "Some types of
> payment
> > surcharges are permitted on some of eBay's international sites."; so it
> may
> > be allowed where you are...
> >
> > Cheers,
> >
> > Bill
> >
> >
> >
> > "Nick Beard" <nick@superegg.demon.co.uk> wrote in message
> > news:bv9gbf$31j$1$8302bc10@news.demon.co.uk...
> > > So just make it clear that all Paypal payments are subject to a 5%
> > > additional handling charge. I have no probs with this and all buyers
add
> > it
> > > on automaticaly.
> > > "Justin" <nospam@insightbb.com> wrote in message
> > > news:slrnc1e9pv.52g.nospam@debian.dns2go.com...
> > > > MT Man wrote on [Tue, 27 Jan 2004 19:54:50 -0700]:
> > > > > If the receiver has a personal account than they cannot receive
> > payments
> > > > > from a credit card. But if they have a Premier Account they can
> accept
> > > > > credit card payments for a low fee of just 2.9% + $0.30 USD! Thats
> > why.
> > > :-)
> > > >
> > > > No.... not just credit card payments, ALL payments.
> > > >
> > > >
> > > > > "Dirtnap" <dirtnap@home.com> wrote in message
> > > > > news:NakRb.108668$VV4.31258@twister.rdc-kc.rr.com...
> > > > >> Why is it that some sellers on E Bay will accept PayPal,
> > > > >> but NOT PayPal from a credit card.
> > > > >> After PayPal "accidentally" withdrew $1700 from my checking
> > > > >> account, and took 3 months to "fix" the error, I am very
> > > > >> gun-shy about giving them access to my bank account again.
> > > > >>
> > > > >>
> > > > >>
> > > > >
> > > > >
> > >
> > >
> >
> >
>
>

Paul McIntosh

Jan 29, 2004, 07:01 PM

One thing you can do is offer a cash discount. That is OK even with direct
creidt card transactions. Cash can mean any other form of payment other
than credit card.

"Nick Beard" <nick@superegg.demon.co.uk> wrote in message
news:bvapp8$m4p$1$8300dec7@news.demon.co.uk...
> This is quite true, but it is ok in the UK to charge extra for papal
usage
> providing you inform the buyer before they buy so as to offset the Paypal
> charge made to the seller. Folk in a hurry to pay and use Paypal pay for
the
> privledge in effect.
> "Paul McIntosh" <paul@mcintoshcentral.com> wrote in message
> news:bvacnn$9ii$1@sparta.btinternet.com...
> > Using PayPal is NOT the same as accepting credit cards through a
merchant
> > account. The surcharge restrictions issued by most card companies does
> not
> > apply to these transactions.
> >
> > "Bill Fulmer" <grafix01@cox.net> wrote in message
> > news:hgYRb.1362$Ii2.1316@lakeread03...
> > > Bzzzzt!!
> > >
> > > This may be allowed in the UK, but not in the USA...
> > >
> > > From eBay's "surcharge info":
> > >
> > > "Sellers may not charge eBay buyers an additional fee for their use of
> > > ordinary forms of payment, including acceptance of checks, money
orders,
> > > electronic transfers or credit cards. Such costs should be built into
> the
> > > price of the item-this policy reduces the potential for confusion
among
> > > bidders about the true cost of an item. Further, some forms of payment
> > > surcharges, such as credit card surcharges, are forbidden under the
laws
> > of
> > > many states, including California."
> > >
> > > I note you are in the UK and the eBay site does add, "Some types of
> > payment
> > > surcharges are permitted on some of eBay's international sites."; so
it
> > may
> > > be allowed where you are...
> > >
> > > Cheers,
> > >
> > > Bill
> > >
> > >
> > >
> > > "Nick Beard" <nick@superegg.demon.co.uk> wrote in message
> > > news:bv9gbf$31j$1$8302bc10@news.demon.co.uk...
> > > > So just make it clear that all Paypal payments are subject to a 5%
> > > > additional handling charge. I have no probs with this and all buyers
> add
> > > it
> > > > on automaticaly.
> > > > "Justin" <nospam@insightbb.com> wrote in message
> > > > news:slrnc1e9pv.52g.nospam@debian.dns2go.com...
> > > > > MT Man wrote on [Tue, 27 Jan 2004 19:54:50 -0700]:
> > > > > > If the receiver has a personal account than they cannot receive
> > > payments
> > > > > > from a credit card. But if they have a Premier Account they can
> > accept
> > > > > > credit card payments for a low fee of just 2.9% + $0.30 USD!
Thats
> > > why.
> > > > :-)
> > > > >
> > > > > No.... not just credit card payments, ALL payments.
> > > > >
> > > > >
> > > > > > "Dirtnap" <dirtnap@home.com> wrote in message
> > > > > > news:NakRb.108668$VV4.31258@twister.rdc-kc.rr.com...
> > > > > >> Why is it that some sellers on E Bay will accept PayPal,
> > > > > >> but NOT PayPal from a credit card.
> > > > > >> After PayPal "accidentally" withdrew $1700 from my checking
> > > > > >> account, and took 3 months to "fix" the error, I am very
> > > > > >> gun-shy about giving them access to my bank account again.
> > > > > >>
> > > > > >>
> > > > > >>
> > > > > >
> > > > > >
> > > >
> > > >
> > >
> > >
> >
> >
>
>

frater mus

Jan 29, 2004, 07:01 PM

On Thu, 29 Jan 2004 at 07:28 GMT, <paul@mcintoshcentral.com> wrote:
> Using PayPal is NOT the same as accepting credit cards through a merchant
> account. The surcharge restrictions issued by most card companies does not
> apply to these transactions.

Certainly does on eBay, which is why some sellers take paypal balance
and bank tranfers but not CC. If eBay would let them add the surcharge
for PayPal then the sellers wouldn't care if it was CC or not.

--
L.V.X., brother mouse
http://www.mousetrap.net/otr/ Old Time Radio trades
http://makeashorterlink.com/?K16312E06 CBS Radio Mystery Theater database
http://greyhound.mousetrap.net/altus/ retired racing dog

Paul McIntosh

Jan 29, 2004, 07:01 PM

Like I said in another post, give a discount for cash payments.

"frater mus" <fratermus@softhome.net> wrote in message
news:7tSdnf1WgMlZxITd4p2dnA@august.net...
> On Thu, 29 Jan 2004 at 07:28 GMT, <paul@mcintoshcentral.com> wrote:
> > Using PayPal is NOT the same as accepting credit cards through a
merchant
> > account. The surcharge restrictions issued by most card companies does
not
> > apply to these transactions.
>
> Certainly does on eBay, which is why some sellers take paypal balance
> and bank tranfers but not CC. If eBay would let them add the surcharge
> for PayPal then the sellers wouldn't care if it was CC or not.
>
>
> --
> L.V.X., brother mouse
> http://www.mousetrap.net/otr/ Old Time Radio trades
> http://makeashorterlink.com/?K16312E06 CBS Radio Mystery Theater database
> http://greyhound.mousetrap.net/altus/ retired racing dog

Justin

Jan 29, 2004, 07:01 PM

Paul McIntosh wrote on [Thu, 29 Jan 2004 20:58:07 +0000 (UTC)]:
> Like I said in another post, give a discount for cash payments.

That only works on fixed price items. In an auction setting it's
useless.

> "frater mus" <fratermus@softhome.net> wrote in message
> news:7tSdnf1WgMlZxITd4p2dnA@august.net...
>> On Thu, 29 Jan 2004 at 07:28 GMT, <paul@mcintoshcentral.com> wrote:
>> > Using PayPal is NOT the same as accepting credit cards through a
> merchant
>> > account. The surcharge restrictions issued by most card companies does
> not
>> > apply to these transactions.
>>
>> Certainly does on eBay, which is why some sellers take paypal balance
>> and bank tranfers but not CC. If eBay would let them add the surcharge
>> for PayPal then the sellers wouldn't care if it was CC or not.
>>
>>
>> --
>> L.V.X., brother mouse
>> http://www.mousetrap.net/otr/ Old Time Radio trades
>> http://makeashorterlink.com/?K16312E06 CBS Radio Mystery Theater database
>> http://greyhound.mousetrap.net/altus/ retired racing dog
>
>

Nick Beard

Jan 29, 2004, 07:01 PM

It seems a shame that there is one rule for one country and one for another.
I am of the understanding that in the UK we are charged by Papal for 'any'
incoming money be it from a bank or C/C they hit you for 3.4%+35p aprrox 5%
from the amount of the transaction. On a large trancaction say £500 thats
£25 or so to Paypal so someone has to pay. Like I said earlier Paypal is a
convenience which has to be paid for.
"frater mus" <fratermus@softhome.net> wrote in message
news:7tSdnf1WgMlZxITd4p2dnA@august.net...
> On Thu, 29 Jan 2004 at 07:28 GMT, <paul@mcintoshcentral.com> wrote:
> > Using PayPal is NOT the same as accepting credit cards through a
merchant
> > account. The surcharge restrictions issued by most card companies does
not
> > apply to these transactions.
>
> Certainly does on eBay, which is why some sellers take paypal balance
> and bank tranfers but not CC. If eBay would let them add the surcharge
> for PayPal then the sellers wouldn't care if it was CC or not.
>
>
> --
> L.V.X., brother mouse
> http://www.mousetrap.net/otr/ Old Time Radio trades
> http://makeashorterlink.com/?K16312E06 CBS Radio Mystery Theater database
> http://greyhound.mousetrap.net/altus/ retired racing dog

ccr

Mar 07, 2004, 04:02 AM

"Folk in a hurry to pay and use Paypal pay for the
privledge in effect."

What is wrong with this sentence? (A buyer should pay extra for the
so-called privilege of paying the seller promptly?!)

"Nick Beard" <nick@superegg.demon.co.uk> wrote in message
news:bvapp8$m4p$1$8300dec7@news.demon.co.uk...
> This is quite true, but it is ok in the UK to charge extra for papal
usage
> providing you inform the buyer before they buy so as to offset the Paypal
> charge made to the seller. Folk in a hurry to pay and use Paypal pay for
the
> privledge in effect.
> "Paul McIntosh" <paul@mcintoshcentral.com> wrote in message
> news:bvacnn$9ii$1@sparta.btinternet.com...
> > Using PayPal is NOT the same as accepting credit cards through a
merchant
> > account. The surcharge restrictions issued by most card companies does
> not
> > apply to these transactions.
> >
> > "Bill Fulmer" <grafix01@cox.net> wrote in message
> > news:hgYRb.1362$Ii2.1316@lakeread03...
> > > Bzzzzt!!
> > >
> > > This may be allowed in the UK, but not in the USA...
> > >
> > > From eBay's "surcharge info":
> > >
> > > "Sellers may not charge eBay buyers an additional fee for their use of
> > > ordinary forms of payment, including acceptance of checks, money
orders,
> > > electronic transfers or credit cards. Such costs should be built into
> the
> > > price of the item-this policy reduces the potential for confusion
among
> > > bidders about the true cost of an item. Further, some forms of payment
> > > surcharges, such as credit card surcharges, are forbidden under the
laws
> > of
> > > many states, including California."
> > >
> > > I note you are in the UK and the eBay site does add, "Some types of
> > payment
> > > surcharges are permitted on some of eBay's international sites."; so
it
> > may
> > > be allowed where you are...
> > >
> > > Cheers,
> > >
> > > Bill
> > >
> > >
> > >
> > > "Nick Beard" <nick@superegg.demon.co.uk> wrote in message
> > > news:bv9gbf$31j$1$8302bc10@news.demon.co.uk...
> > > > So just make it clear that all Paypal payments are subject to a 5%
> > > > additional handling charge. I have no probs with this and all buyers
> add
> > > it
> > > > on automaticaly.
> > > > "Justin" <nospam@insightbb.com> wrote in message
> > > > news:slrnc1e9pv.52g.nospam@debian.dns2go.com...
> > > > > MT Man wrote on [Tue, 27 Jan 2004 19:54:50 -0700]:
> > > > > > If the receiver has a personal account than they cannot receive
> > > payments
> > > > > > from a credit card. But if they have a Premier Account they can
> > accept
> > > > > > credit card payments for a low fee of just 2.9% + $0.30 USD!
Thats
> > > why.
> > > > :-)
> > > > >
> > > > > No.... not just credit card payments, ALL payments.
> > > > >
> > > > >
> > > > > > "Dirtnap" <dirtnap@home.com> wrote in message
> > > > > > news:NakRb.108668$VV4.31258@twister.rdc-kc.rr.com...
> > > > > >> Why is it that some sellers on E Bay will accept PayPal,
> > > > > >> but NOT PayPal from a credit card.
> > > > > >> After PayPal "accidentally" withdrew $1700 from my checking
> > > > > >> account, and took 3 months to "fix" the error, I am very
> > > > > >> gun-shy about giving them access to my bank account again.
> > > > > >>
> > > > > >>
> > > > > >>
> > > > > >
> > > > > >
> > > >
> > > >
> > >
> > >
> >
> >
>
>

---
Outgoing mail is certified Virus Free.
Checked by AVG anti-virus system (http://www.grisoft.com).
Version: 6.0.611 / Virus Database: 391 - Release Date: 3/3/2004

Robbie and Laura Reynolds

Mar 07, 2004, 07:03 PM

ccr wrote:
>
> "Folk in a hurry to pay and use Paypal pay for the
> privledge in effect."
>
> What is wrong with this sentence? (A buyer should pay extra for the
> so-called privilege of paying the seller promptly?!)
>

Some people are just tickled with paypal and are willing to pay the
extra bucks to use it. As a seller I am not interested in paying those
fees, so I do not take paypal payments. I tell people up front that I
take money orders and personal checks. But some buyers are so adamant
about electronic payments that they are willing to pay more for the
privilege. I don't understand that line of thinking. Everybody seems
so eager to hand their money over to some parasitic third party. Did
you ever wonder how civilization maintained itself without electronic
payments, microwave cooking, cable TV and Twinkies? I was born in the
wrong era.

Dell Shannon

Mar 07, 2004, 07:03 PM

yes we sat around with our fan and radio... as the older houses show from
one outlet per room... and we were happy... as so I am told by my elders.

Sometimes I wonder if we should all try the back to basics and see what we
would appreciate in life that we take for granted now.

"Robbie and Laura Reynolds" <robbie@kcnet.com> wrote in message
news:404B3F59.4A81C6A3@kcnet.com...
> ccr wrote:
> >
> > "Folk in a hurry to pay and use Paypal pay for the
> > privledge in effect."
> >
> > What is wrong with this sentence? (A buyer should pay extra for the
> > so-called privilege of paying the seller promptly?!)
> >
>
>
> Some people are just tickled with paypal and are willing to pay the
> extra bucks to use it. As a seller I am not interested in paying those
> fees, so I do not take paypal payments. I tell people up front that I
> take money orders and personal checks. But some buyers are so adamant
> about electronic payments that they are willing to pay more for the
> privilege. I don't understand that line of thinking. Everybody seems
> so eager to hand their money over to some parasitic third party. Did
> you ever wonder how civilization maintained itself without electronic
> payments, microwave cooking, cable TV and Twinkies? I was born in the
> wrong era.

jeboba

Mar 07, 2004, 07:03 PM

If I have to go to the trouble to go out and buy a money order and mail it,
and then wait for you to get it before you ship the item, I simply won't buy
your item. Simple enough? I take paypal. It's much easier to pay the fees,
get the $$$ right away and ship right away than to wait around, fret about
the payment while the item sits on a shelf. I sell a lot of stuff and it's
much less confusing to get the money in, get the item out. ASAP! If you
don't like the fees, just set a reserve on your item that will cover it!
Ebay won't allow you to say "add $3% for paypal", or anything like that. I
tried it and they cancelled my listings.

So, if respect for your buyers isn't important to you, which "money order
only" tells me as a buyer, than go for it. K?

"Robbie and Laura Reynolds" <robbie@kcnet.com> wrote in message
news:404B3F59.4A81C6A3@kcnet.com...
> ccr wrote:
> >
> > "Folk in a hurry to pay and use Paypal pay for the
> > privledge in effect."
> >
> > What is wrong with this sentence? (A buyer should pay extra for the
> > so-called privilege of paying the seller promptly?!)
> >
>
>
> Some people are just tickled with paypal and are willing to pay the
> extra bucks to use it. As a seller I am not interested in paying those
> fees, so I do not take paypal payments. I tell people up front that I
> take money orders and personal checks. But some buyers are so adamant
> about electronic payments that they are willing to pay more for the
> privilege. I don't understand that line of thinking. Everybody seems
> so eager to hand their money over to some parasitic third party. Did
> you ever wonder how civilization maintained itself without electronic
> payments, microwave cooking, cable TV and Twinkies? I was born in the
> wrong era.

Tim

Mar 07, 2004, 07:03 PM

>>Some people are just tickled with paypal and are willing to pay the
>>extra bucks to use it. As a seller I am not interested in paying those
>>fees, so I do not take paypal payments. I tell people up front that I
>>take money orders and personal checks. But some buyers are so adamant
>>about electronic payments that they are willing to pay more for the
>>privilege. I don't understand that line of thinking. Everybody seems
>>so eager to hand their money over to some parasitic third party. Did
>>you ever wonder how civilization maintained itself without electronic
>>payments, microwave cooking, cable TV and Twinkies? I was born in the
>>wrong era.

Money orders cost money too, or at least around here they do. Maybe big
city people don't have to pay for them. Add the cost of the postage
stamp and the long drive into town to get a money order for those of us
who don't live in the city and you will find that PayPal is considerably
cheaper than a money order.

I haven't written a personal check in several years. I either pay cash
or use my checking account's debit card. I don't have to buy checkbooks
anymore. With that in mind, an occasional purchase with PayPal can
indeed be economical.

tim

Paul McIntosh

Mar 07, 2004, 07:03 PM

You can always go back and live in the dark ages. I prefer it this way!

"Robbie and Laura Reynolds" <robbie@kcnet.com> wrote in message
news:404B3F59.4A81C6A3@kcnet.com...
> ccr wrote:
> >
> > "Folk in a hurry to pay and use Paypal pay for the
> > privledge in effect."
> >
> > What is wrong with this sentence? (A buyer should pay extra for the
> > so-called privilege of paying the seller promptly?!)
> >
>
>
> Some people are just tickled with paypal and are willing to pay the
> extra bucks to use it. As a seller I am not interested in paying those
> fees, so I do not take paypal payments. I tell people up front that I
> take money orders and personal checks. But some buyers are so adamant
> about electronic payments that they are willing to pay more for the
> privilege. I don't understand that line of thinking. Everybody seems
> so eager to hand their money over to some parasitic third party. Did
> you ever wonder how civilization maintained itself without electronic
> payments, microwave cooking, cable TV and Twinkies? I was born in the
> wrong era.

Paul McIntosh

Mar 07, 2004, 07:03 PM

Not only that, but many banks allow you a small number of checks a month and
then start charging you for processing them! PayPal is very fast and
convenient for both sellers and buyers. Otherwise it wouldn't be so large!

"Tim" <nospam@noway.net> wrote in message
news:ErI2c.54795$0l1.51869@bignews3.bellsouth.net. ..
>
> >>Some people are just tickled with paypal and are willing to pay the
> >>extra bucks to use it. As a seller I am not interested in paying those
> >>fees, so I do not take paypal payments. I tell people up front that I
> >>take money orders and personal checks. But some buyers are so adamant
> >>about electronic payments that they are willing to pay more for the
> >>privilege. I don't understand that line of thinking. Everybody seems
> >>so eager to hand their money over to some parasitic third party. Did
> >>you ever wonder how civilization maintained itself without electronic
> >>payments, microwave cooking, cable TV and Twinkies? I was born in the
> >>wrong era.
>
> Money orders cost money too, or at least around here they do. Maybe big
> city people don't have to pay for them. Add the cost of the postage
> stamp and the long drive into town to get a money order for those of us
> who don't live in the city and you will find that PayPal is considerably
> cheaper than a money order.
>
> I haven't written a personal check in several years. I either pay cash
> or use my checking account's debit card. I don't have to buy checkbooks
> anymore. With that in mind, an occasional purchase with PayPal can
> indeed be economical.
>
> tim

jeboba

Mar 08, 2004, 04:01 AM

Seems to me the group is pretty much unanimous. No PayPal, No sale!

"Paul McIntosh" <paul@mcintoshcentral.com> wrote in message
news:c2g1no$qs1$1@hercules.btinternet.com...
> You can always go back and live in the dark ages. I prefer it this way!
>
> "Robbie and Laura Reynolds" <robbie@kcnet.com> wrote in message
> news:404B3F59.4A81C6A3@kcnet.com...
> > ccr wrote:
> > >
> > > "Folk in a hurry to pay and use Paypal pay for the
> > > privledge in effect."
> > >
> > > What is wrong with this sentence? (A buyer should pay extra for the
> > > so-called privilege of paying the seller promptly?!)
> > >
> >
> >
> > Some people are just tickled with paypal and are willing to pay the
> > extra bucks to use it. As a seller I am not interested in paying those
> > fees, so I do not take paypal payments. I tell people up front that I
> > take money orders and personal checks. But some buyers are so adamant
> > about electronic payments that they are willing to pay more for the
> > privilege. I don't understand that line of thinking. Everybody seems
> > so eager to hand their money over to some parasitic third party. Did
> > you ever wonder how civilization maintained itself without electronic
> > payments, microwave cooking, cable TV and Twinkies? I was born in the
> > wrong era.
>
>

Tim

Mar 08, 2004, 04:01 AM

Paul McIntosh wrote:

> Not only that, but many banks allow you a small number of checks a month and
> then start charging you for processing them! PayPal is very fast and
> convenient for both sellers and buyers. Otherwise it wouldn't be so large!

Absolutely. That was the final straw that made me decide to quit
writing checks. PayPal has worked great for me mostly as a buyer, and
occasionally as a seller.

Paypal is also great when you have a friend that you only see every
couple of months and he finds a great deal on something. I live in the
middle of nowhere and he lives and works in a metropolitan area where he
runs up on all kinds of good buys for our various hobbies.

tim

Robbie and Laura Reynolds

Mar 08, 2004, 04:01 AM

jeboba wrote:
>
> Seems to me the group is pretty much unanimous. No PayPal, No sale!

It's a good thing that this group isn't the only people buying on ebay.
I haven't taken a paypal payment in the last 1500 auctions, and I'm
doing great.

frater mus

Mar 08, 2004, 07:03 PM

On Sun, 07 Mar 2004 at 15:27 GMT, <robbie@kcnet.com> wrote:

> so eager to hand their money over to some parasitic third party. Did
> you ever wonder how civilization maintained itself without electronic
> payments, microwave cooking, cable TV and Twinkies? I was born in the
> wrong era.

Although my other hobby is Old Time Radio, I have used paypal
gratefully for a long while (since it was x.com).

--
L.V.X., brother mouse
http://www.mousetrap.net/otr/ Old Time Radio trades
http://makeashorterlink.com/?K16312E06 CBS Radio Mystery Theater database
http://greyhound.mousetrap.net/altus/ retired racing dog

Justin

Mar 08, 2004, 07:03 PM

frater mus wrote on [Mon, 08 Mar 2004 09:34:19 -0600]:
> On Sun, 07 Mar 2004 at 15:27 GMT, <robbie@kcnet.com> wrote:
>
>> so eager to hand their money over to some parasitic third party. Did
>> you ever wonder how civilization maintained itself without electronic
>> payments, microwave cooking, cable TV and Twinkies? I was born in the
>> wrong era.
>
> Although my other hobby is Old Time Radio, I have used paypal
> gratefully for a long while (since it was x.com).

Paypal and X.com were two different companies until they "merged" with
Paypal being the eventual company to emerge.

IFly

Mar 09, 2004, 07:03 PM

Good point. Banks also charge a monthly fee for business accounts
regardless of the amount of activity. PayPal has worked out great for me.

"Paul McIntosh" <paul@mcintoshcentral.com> wrote in message
news:c2g1r7$r27$1@hercules.btinternet.com...
> Not only that, but many banks allow you a small number of checks a month
and
> then start charging you for processing them! PayPal is very fast and
> convenient for both sellers and buyers. Otherwise it wouldn't be so
large!
>
> "Tim" <nospam@noway.net> wrote in message
> news:ErI2c.54795$0l1.51869@bignews3.bellsouth.net. ..
> >
> > >>Some people are just tickled with paypal and are willing to pay the
> > >>extra bucks to use it. As a seller I am not interested in paying
those
> > >>fees, so I do not take paypal payments. I tell people up front that I
> > >>take money orders and personal checks. But some buyers are so adamant
> > >>about electronic payments that they are willing to pay more for the
> > >>privilege. I don't understand that line of thinking. Everybody seems
> > >>so eager to hand their money over to some parasitic third party. Did
> > >>you ever wonder how civilization maintained itself without electronic
> > >>payments, microwave cooking, cable TV and Twinkies? I was born in the
> > >>wrong era.
> >
> > Money orders cost money too, or at least around here they do. Maybe big
> > city people don't have to pay for them. Add the cost of the postage
> > stamp and the long drive into town to get a money order for those of us
> > who don't live in the city and you will find that PayPal is considerably
> > cheaper than a money order.
> >
> > I haven't written a personal check in several years. I either pay cash
> > or use my checking account's debit card. I don't have to buy checkbooks
> > anymore. With that in mind, an occasional purchase with PayPal can
> > indeed be economical.
> >
> > tim
>
>

frater mus

Mar 09, 2004, 07:04 PM

On Mon, 08 Mar 2004 at 19:20 GMT, <nospam@insightbb.com> wrote:
> frater mus wrote on [Mon, 08 Mar 2004 09:34:19 -0600]:
>> On Sun, 07 Mar 2004 at 15:27 GMT, <robbie@kcnet.com> wrote:
>>
>>> so eager to hand their money over to some parasitic third party. Did
>>> you ever wonder how civilization maintained itself without electronic
>>> payments, microwave cooking, cable TV and Twinkies? I was born in the
>>> wrong era.
>>
>> Although my other hobby is Old Time Radio, I have used paypal
>> gratefully for a long while (since it was x.com).
>
> Paypal and X.com were two different companies until they "merged" with
> Paypal being the eventual company to emerge.

I remember the corporate details, but did not think them important
enough to specify. perhaps I could have worded it differently.

--
L.V.X., brother mouse
http://www.mousetrap.net/otr/ Old Time Radio trades
http://makeashorterlink.com/?K16312E06 CBS Radio Mystery Theater database
http://greyhound.mousetrap.net/altus/ retired racing dog